How long should it take to submit my application and get a decision?

The application will just take a couple of minutes. Make sure you don’t miss any questions or omit any information. The more complete your application, the better chance you will be approved. Decisions come very quickly in most cases.

How much cash could my loan be approved for?

Depends on your credit history, income and your debts. Try our auto payment calculator tools for best estimate.

What types of vehicles can I get using Auto Loan Options?

Anything you want; except old classic collector cars. There are no vehicle limitations when you use our service.

How much does it cost to submit an application?

Absolutely nothing! Applications are free, and there is absolutely no obligation to purchase a vehicle or finalize your loan once submitted.

What will the interest rates be on my auto loan?

Rates are determined by the bank that finances the loan. We will work diligently to secure financing with the lenders that offer the most competitive rate for your credit profile. Our credit experts will explain the interest rates to you once we contact you. Also, please bear in mind the age of the vehicle you choose is a large factor. Generally, the newer the car the lower the rate.

Can I get a car loan even with bad credit?

Yes! That’s what we do best! Our credit experts work with a variety of sub-prime lenders that specialize in the worst credit situations. Auto Loan Option’s long-term working relationships give you the very best chance of getting approved online. We consistently get consumers with low and/or no credit scores approved.

Can I fix my credit with an auto loan?

Yes! Installment loans like vehicles and homes are the best way to build your credit. Most often, lenders look at your current credit history more than your past. Problems in the past can be overcome with good and steady recent payment history. A secured credit card can help too.

How do I know my information will be safe when I submit my application online?

We assure you your information is always safe. Click on the link for “security symbol” for more info. Also it always recommended that anytime you start an application on any site that you can see the https:// in the address bar. This will tell you that you are on a 128 bit SSL secure connection.