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Step 1

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Step 2

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Once Approved, Schedule With Your Local Finance Center.

Step 3

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Finalize Your Loan, And Drive Away!

What Our Customers Have To Say

I was denied at 3 dealerships near my home and work. I thought I would never get a safe reliable car! Auto Loan Options got me approved! Now I’m driving a newer model Nissan. Hello world!
Loretta W.
Marietta, GA
Auto Loan Options not only helped me get approved, but now I am rebuilding my credit!
Oscar G.
Blue Springs, MO
In December, my Minivan broke down, and I had zero time off left at work. I applied at Auto Loan Options on a Friday evening, and by early Saturday afternoon I was driving a 2011 Honda Odyssey.
Angel P.
Conroe, TX

Bad Credit Auto Loans

We specialize in auto loans for people with bad credit. We have been helping consumers secure financing online for more than a decade. We have set ourselves apart by not only getting you approved, but by obtaining the largest loan amounts at the lowest interest rates available!

Need An Auto Loan And Have Bad Credit?

Good credit, bad credit, no credit, bankruptcy, repossession, divorce, child support, self-employed, Tax Liens, Disability, Retired, Social Sec. … are no problem at Auto Loan Options! Check out our Bad Credit Auto Loan checklist to learn more about your particular credit situation.

Finding The Best Bad Credit Auto Loans

Don’t let your credit rating keep you from getting approved for financing. Our national network of special finance online lenders, approved dealer partners and sub-prime auto finance companies make getting approved quick, easy and private. All from the comfort of your own home! APPLY NOW to get approved. No matter what your credit situation is, we have AUTO LOAN OPTIONS for you!

Car Loan Calculator

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Our bad credit auto loan experts can help you after divorce, bankruptcy, and even repossession. These car loan experts will help you get the auto loan you need for the car you deserve.

Why spend hours in a dealership just to be told that there is nothing that can be done for you? Most car dealers simply do not cater to bad credit consumers, or do not have the strongest subprime banks signed up. In most cases their finance managers lack the ability to structure bad credit car loans correctly; so they focus on easy good credit loans. Most do not even take the appropriate time to interview the customers with credit issues. It’s often the case that lenders will approve consumers with bad credit if they can understand the situations that led to the poor payment history. This lack of expertise often leaves customers feeling guilty or embarrassed as they are denied financing. Acquiring bad credit auto loans should not be an embarrassing process. In fact… customers with less than perfect credit are definitely in the “norm” these days.

We at Auto Loan Options are the best in the business at getting good people with bad credit approved for auto loans!

Why wait?..We Can Help.. Apply Online for your bad credit auto loan!

Interest rates and loan terms vary by state/province and are determined by vehicle choice, mileage and credit history. Average APR rates range from 2.99-24.99%. Average length of term is 60 months, but can range from 24-84 months. Auto Loan Options does not charge transaction fees.

Our quick application process is FREE, 100% secure and you will not be under any obligation to accept loan terms.

Fast Online Approvals!